Financial literacy

Dear parents! If your child asks a lot of questions, including some that can be quite awkward, do not try to avoid answering them. In such cases, even when it can be very difficult to answer, be sure to talk to them. It is better to teach your child yourself than to let others do it—friends or even complete strangers. After all, you know your child well and understand what to tell them, when, and how. What’s more, you will preserve a relationship of trust, which is also undoubtedly important. The topic of money is not off-limits, of course, but it is very delicate, and caution is needed so that, in a hurry, you do not lead your child down the wrong path. In this book, we have tried to explain it in the most accessible, easy, and interesting way. The text is accompanied by funny and sometimes instructive conversations between children about the same age as yours. We hope that after reading this book, your child will find the answer to the main question: where money comes from. This will help them understand what they need to do to learn how to earn it honestly and manage their finances wisely, starting in childhood. For younger and middle school children.